Closing Down a Credit Card Account
Closing down a credit card account might seem like the perfect ending to the long battle you had in paying off the balance. However, before you make the final call, there are a few pros and cons to keep in mind. For most people, it comes down to the reason why you are closing the account.
Use a Side Hustle to Pay Off Debt
Many people look at side hustles as an opportunity to earn some cash on the side to help them with short-term expenses or to fund a particular purchase. However, did you know that you can also use these side hustles to help you pay off your debt? It is true.
Why Budgets Fail
You finally committed to making a household budget, listing your monthly expenses and revenue streams. However, at the end of each month you find that you've overspent on going to the movies, eating out or buying clothes. It is enough to make you feel like a budgeting failure.
Businesses Beware: Top 5 Cyber Security Risks
Hackers are working hard to find new ways to get your data. It's not surprising that cyber security risk is top of mind for every risk owner, in every industry. As the frequency and complexity of malicious attacks persistently grows, every company should recognize that they are susceptible to an attack at any time-whether it comes as an external focused attack, or a social engineering attack.
15-Year vs 30-Year Mortgages
What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. How do you determine which loan type is best for you and your family? It is all about taking a close look at your finances.
Common Phone Scams
The person on the other end of the phone has exciting news: You've won first place in the sweepstakes. A new car will soon be yours. The catch? To claim your prize, you have to send a small payment to cover its delivery, maybe $100 or $200. Be careful.